Small Scale Loans


We offer two types of small-scale personal loans.

Home Renovation Loans

Home Renovation Loans are available for a variety of residential improvement projects. Repayment terms are typically between 3 to 5 years, with interest calculated monthly. Repayments can be made in branch, online or via Direct Debit/Standing Order from a linked Current or Savings Account. Collateral and loan guarantor may be required.

Goodwill Loans

Goodwill Loans can help customers pay wedding costs, urgent personal expenses or medical bills. They can also be used to help people who lack the means to buy essential tools and equipment, or to fund small-scale purchases to support agricultural or industrial production. Capital is sourced from our Goodwill Savings Accounts so no interest is charged.